Gaya APA

Amling, F., Droms, W, G. (s.a.). Personal financial management (2nd.ed.). Homewood, Ill.: Richard D. Irwin.

Gaya MLA

Amling, Frederich., Droms, William, G. "Personal financial management". 2nd.ed. Homewood, Ill.: Richard D. Irwin, s.a.. Text.